Is ‘Loss of Value’ Insurance Worth The Price For Student-Athletes, Universities?

By Michael B. Ackerstein and Gregg E. Clifton, of Jackson Lewis   Disability insurance policies are frequently secured by college football players, especially those who expect to be selected in the early rounds of the NFL draft. These policies are typically secured by the player in one or two forms. One option allows players to secure coverage to protect against “total permanent disability”. Such coverage would only pay the athlete in the event of a catastrophic, career ending injury. A