Chiropractors’ Lawsuits Against NFL, Cigna Both Preempted By ERISA

By Jeff Birren, Senior Writer   The NFL’s Collective Bargaining Agreement gives players various medical benefits by way of an NFL Player Insurance Plan (“Plan”) and the NFL Management Council administers it. The Management Council delegated its authority to administer and interpret the Plan and process claims to Cigna Health and Life Insurance Company. In 2007 the medical group Advanced Physicians, S.C. (“Advanced”) began treating retired NFL players.   Advanced is primarily