Best Practices in Assisting Collegiate Athletes with Disability/LOV Insurance

By Robert S. DiMarco   The availability of insurance to protect collegiate athletes’ future professional earnings is critical in enabling many students to continue their collegiate careers. Insurance protecting against permanent disability (catastrophic/disability coverage) and loss of earnings resulting from injury or illness (loss-of-value (LOV) coverage) is available to student-athletes projected to be picked in the first three rounds of the NFL and NHL drafts, as well as those slated