Insurance Company Relies on Athletic Participants Exclusion Endorsement for Legal Victory

A federal judge from the Western District of Kentucky effectively dismissed the claim of an underwriter, which claimed that a tragic accident involving a student athlete at Bellarmine University during a men's lacrosse practice was covered under Bellarmine's insurance policies.   While the facts of the case were undisputed, the parties differed in their interpretation of the insurance contracts' scope, specifically the Athletic Participants Exclusion Endorsement.   By way of background